Is Foxglove Business Capital a lender or a broker?

Foxglove Business Capital is a licensed commercial loan broker, not a lender. We do not lend money or make credit decisions. Instead, we connect Yonkers business owners to a network of more than 20 lenders, compare offers side by side, and help you choose the option that fits your situation and goals.

Is it safe to work with a business loan broker?

Yes, working with a licensed business loan broker is safe and often smarter than going alone. Brokers have access to lenders you cannot easily reach on your own, and we negotiate on your behalf. We are required to follow state licensing rules and act in your interest throughout the process, not the lender's.

Does Foxglove Business Capital charge a fee?

Foxglove Business Capital does not charge Yonkers business owners an upfront fee or application fee. You pay nothing to compare offers, ask questions, or walk away. Our compensation comes from the lender you choose, and only if you close a loan. If you decide financing is not right, you owe us nothing.

How does Foxglove Business Capital get paid?

Foxglove Business Capital gets paid by the lender, not by you. When you close a loan through us, the lender pays us a commission or broker fee. That cost is built into their standard pricing, so you are not paying extra. Our incentive is to find you a loan you will actually close and succeed with.

Is Foxglove Business Capital licensed?

Yes, Foxglove Business Capital is a licensed commercial loan broker operating legally in New York. We comply with state and federal lending regulations. You can verify our licensing status and ask to see credentials at any time. Working with a licensed broker gives you accountability and legal recourse if something goes wrong.

Why use a broker instead of my own bank?

Your bank sees only its own loan products and credit box. A broker like Foxglove Business Capital shows you what more than 20 lenders offer, often with faster approvals and more flexible terms. We also know which lenders actually fund Yonkers businesses in your industry and corridor, saving you weeks of trial and error and rejected applications.

Yonkers, NY · About us

About Foxglove Business Capital

Foxglove Business Capital is a licensed commercial business-loan broker in Yonkers, NY, not a direct lender. We compare programs across more than 20 lenders to match Yonkers businesses to the right financing, with same-day answers, no application fee, and no hard credit pull to start.

20+Lenders compared

38+Funding programs

$25K–$5MFunding range

$0Application fee

Who we are

A local broker built for Yonkers owners

Foxglove Business Capital exists because Yonkers business owners deserve more than a single bank's rejection or approval. We serve the city's diverse commercial base, from healthcare providers in Ludlow to retail operators along Central Park Avenue, by connecting them to the right capital sources. Our mission is straightforward: give every Yonkers business access to the same financing options that larger companies in Manhattan take for granted, without the runaround.

We work as your advisor, not a salesperson. In one conversation, we compare offers from more than 20 lenders, explain what each loan actually costs in plain language, and tell you honestly if financing makes sense right now or if you should wait. Our job is to get you the clearest picture and the best terms available, period.

Foxglove Business Capital advisor meeting a Yonkers business owner

Who we help

Businesses we fund across Yonkers

We help Yonkers businesses across the full economic spectrum, including healthcare practices and social service providers, retail tenants in commercial corridors like Ridge Hill and Central Park Avenue, and industrial operations occupying the city's warehouse and flex space inventory. Whether you're expanding a Lincoln Park storefront, upgrading medical equipment, or buying commercial property in Crestwood, we connect you to the right capital source.

Industries include Dental Practice Loans · Medical Practice Loans · Restaurant Loans · Trucking Business Loans · Commercial Construction Loans · Hotel Loans and more. Explore the Yonkers funding hub to see every program.

Local market

Funding built for the Yonkers market

We know Yonkers inside out, from the medical office clusters near St. John's Riverside Hospital to the retail density at Cross County Shopping Center and Ridge Hill. That local knowledge matters because lenders evaluate risk differently depending on location, industry mix, and corridor stability. When a Crestwood contractor or a Dunwoodie service business needs growth capital, we already understand the collateral base, customer demographics, and seasonal cash flow patterns that shape their financing options.

Small business financing in Yonkers spans traditional bank loans, SBA products, and alternative options suited to companies with varying credit and revenue profiles. Working with a broker gives you access to multiple lender programs without filling out dozens of separate applications.

Most firms applying for financing seek $100K or less, per the Fed's Small Business Credit Survey. (Federal Reserve) · Reviewed July 2026

The U.S. is home to more than 33 million small businesses. (SBA Office of Advocacy) · Reviewed July 2026

Yonkers business district and New York City corridors

Why us

What Yonkers owners can count on

The Foxglove Business Capital difference

Simple, local, and honest:

Access to more than 20 commercial lenders in a single application process
Honest guidance on whether financing helps or hurts your Yonkers business today
Plain language breakdowns of true loan costs with no jargon or surprises
Deep familiarity with Yonkers corridors, industries, and seasonal business patterns
No cost to compare offers and no obligation until you choose a lender
Fast turnaround because we know which lenders fund your industry and location

A broker, not a lender, and why that helps you

We do not lend our own money and we are not tied to one bank. We compare programs across more than 20 lenders and are paid by the lender only when your loan funds, so our guidance adds no cost beyond the lender's disclosed terms. That independence is the point: we work for your best fit, not a single product.

How we work

How we work with you

Four steps, a same-day read, and no cost to find out where you stand.

A real conversation

You tell us about your Yonkers operation, what you earn each month, and why you're seeking capital.

We shop 20+ lenders

We present your business to more than 20 lenders in our network and identify which programs fit.

You compare real offers

You see the actual offers together, with every term visible, and decide without anyone pushing you.

We guide you to funding

After you pick the right offer, we handle the coordination and your funds get delivered.